Credit card fraud cases have been rising in recent years.
It’s obviously unnerving to be stolen from. How can people do this with a clear conscience? Maybe they think the card belongs to a high profile stock trader who doesn’t mind losing $130 on a pizza lunch. Well, money for me is really tight and I didn’t even get any pizza!
I received a text this morning from my bank saying my account was overdrawn with a penalty fee of $34 on top of that. WTF!
Being in tech geek, my mind started to race on all the ways my debit card was used for credit card fraud.
Hackers can get blank debit or credit cards easily and copy your card data to them. If they have your number and name with expiration, they can also set up apple pay on their phone to flash their phone at the card reader.
Another way credit card fraud happens is at the gas pump. Hackers can easily place a cover over the gas pump’s card slot, which contains a chip, to read your debit or credit card’s data and capture it. Later in the day, the hacker removes the fake card slot cover to bring the data into their computer.
My bank was great, cancelled the card, and will issue a new one, with a credit, in the next 2 days. No questions asked. That’s great and I’m very grateful but someone out there got a free lunch and that’s BS!
This happened to me twice at a gas station over the last 2 years. I swiped my card at the pump and the next day, got a call from the bank saying my card had $400 activity on it from a grocery store in Texas. I don’t live anywhere near Texas.
The second time I was the victim of credit card fraud was at the same gas station a few months later. I put together that someone had some card sensor connected to the pumps to read cards and transmit the credentials.
I got ahold of the local police and detectives to report my findings on credit card fraud from that gas station. The police got involved and investigated the gas station.
I will be contacting this restaurant for them to pull receipts that occurred within 5 minutes of the transaction, looking for the one for $130 and change.
I want to know how it was charged and what format they used to pay for it. Maybe it will help the restaurant or lead to the person getting busted.
Credit card fraud occurs everyday and costs banks a ton of money, which they pass on to you in the way of fees…..late fees, interest rates, etc. etc.
Credit card fraud can happen whether you use your card online, in a store, through a drive through, etc.
My parents think they’re safe since they never buy anything online. What about the teenager taking their order in a restaurant? Or the innocent – looking mom working at the toy store. A lot of people are hurting and getting desperate for cash. Being this was a $130 pizza party, it was just some bastard having fun at my expense.
I will do the best I can to find them and put a little scare into them….maybe even lead the cops to their door.
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